mortgage

MORTGAGE = ['mo: gic] noun
ipotek, ev kredisi
İngilizce örnek : I don't want to take out a big mortgage.
Türkçe çevirisi : Büyük bir ev kredisi almak istemiyorum.
İngilizce örnek : The bank can help if you want to take out a mortgage.
Türkçe çevirisi : Ev kredisi almak istiyorsan banka yardımcı olabilir.
¤ verb
rehine koymak, ipotek etmek
İngilizce örnek : It is not wise to mortgage all your property.
Türkçe çevirisi : Bütün malını mülkünü ipotek etmek akıllıca değildir.

MORTGAGE = Borca karşılık taşınmaz mal üzerinde hak tesis edilmesi.

MORTGAGE
A mortgage is a type of loan used to finance the purchase of real estate, typically a home or a property. When someone takes out a mortgage, they borrow money from a lender, usually a bank or a financial institution, to buy the property. The borrower then agrees to repay the loan over a specified period of time, making regular payments, which usually include both principal (the amount borrowed) and interest (the cost of borrowing).

Mortgages generally have a predetermined interest rate and repayment term. The interest rate can be fixed, meaning it remains the same throughout the loan term, or it can be adjustable, where it may fluctuate based on market conditions. The repayment term can vary but is typically 15, 20, or 30 years. Mortgages often require a down payment, which is an initial payment made by the borrower towards the purchase price of the property. The remaining amount is financed through the mortgage loan. The lender uses the property as collateral, which means if the borrower fails to repay the loan, the lender has the right to take possession of the property through a process called foreclosure.

Mortgages can have various terms and conditions depending on the lender and the borrower's financial situation. It's important to carefully review and understand the terms of a mortgage before entering into an agreement, as it is a significant financial commitment. Consulting with a mortgage professional or financial advisor is often recommended to ensure the best possible terms and to understand the potential risks and benefits associated with a mortgage.

MORTGAGE = A loan secured by real estate property, typically used to finance the purchase of a home or other property.